Bank of America is a little wiser because of Frank McCourt

When Frank McCourt purchased the Dodgers in 2004, he borrowed $225 million from Bank of America. Mike Ozanian of Forbes believes that the specter of default by McCourt has scared BOA into taking a more conservative approach with Houston Astros buyer Jim Crane:

The bank is reportedly loaning Jim Crane just $220 million towards his $680 million purchase of the Houston Astros from billionaire Drayton McLane, or only about one-third of the enterprise value. Although the deal is still highly leveraged by MLB’s guidelines, it is much better capitalized than McCourt’s purchase of the Dodgers.

Needless to say, but I'll say it anyway: The McCourt precedent will alter the way business is done in and around baseball, if it hasn't already.